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La Banca paga una ricompensa in EUR per depositi in Dukascoin mantenuti per un anno, nello specifico si tratta di un importo di 50 centesimi di euro per ogni Dukascoin allocato in conformità con i termini e le condizioni del programma di ricompensa in EUR.

La ricompensa EUR sarà pagata all'inizio del termine del deposito e sarà bloccata fino alla scadenza del termine.

Durante l'aprile 2019, l'importo minimo di Dukascoin da depositare e mantenere per partecipare al programma di ricompensa in EUR è di 2000 Dukascoin. La dimensione massima del deposito è fissata a 100 000 Dukascoin.

Ogni deposito è considerato come un contratto separato. Due depositi non possono essere sommati senza che l'uno cancelli l'altro. Se un cliente richiede di cancellare un deposito a termine in Dukascoins prima della data di scadenza, al cliente verrà addebitata una penale del 5% dell'importo allocato in Dukascoin e non avrà diritto alla ricompensa in EUR per quel particolare deposito. Ulteriori condizioni possono essere annunciate in un secondo momento. La Banca può estendere o interrompere il proprio programma di ricompensa EUR in qualsiasi momento senza incidere sui depositi precedentemente allocati. La Banca può gestire e limitare l'ammontare massimo e minimo, la durata e il tasso della ricompensa in EUR offerta a propria discrezione e in qualsiasi momento. Per ottenere la certezza che un deposito sarà accettato dalla Banca, qualsiasi cliente può dichiarare la sua intenzione in anticipo, richiedere una lettera di conferma e chiarire i termini e le condizioni con la Banca.

Per ottenere maggiori dettagli sul programma di ricompensa EUR, si prega di accedere come cliente.

The Bank pays a EUR Reward for 1 year term deposits in Dukascoins in the amount of 50 euro cents for each Dukascoin allocated in accordance with the terms and conditions of the EUR Reward deposit program.

The EUR Reward will be paid at the beginning of the deposit’s term and will be blocked until the term’s expiration.

For example, during the June 2019, the minimum amount of Dukascoins to be deposited and kept in order to participate in the EUR Reward program is 4000 Dukascoins. The maximum deposit size is set to 100 000 Dukascoins.

For the first months after the program launch The Bank offers following exceptional minimum deposit conditions for the EUR Reward program:

Minimum deposit amount Offer valid during
1 000 DUK+ Marzo 2019
2 000 DUK+ Aprile 2019
3 000 DUK+ Maggio 2019
4 000 DUK+ Giugno 2019
5 000 DUK+ Luglio 2019
6 000 DUK+ Agosto 2019
7 000 DUK+ Settembre 2019
8 000 DUK+ Ottobre 2019
9 000 DUK+ Novembre 2019
10 000 DUK+ Dicembre 2019
50 000 DUK+ and higher Starting from 1.01.2020

Expected annual return of participation in the EUR reward program

Month Average DUK+/EUR rate *Expected annu­al re­turn (%)
May 2019 0.70 71.44
April 2019 0.71 70.42
March 2019 0.83 60.24

* Expected annual return is calculated in assumption that average exchange rate of DUK+ will remain the same till the maturity date of the deposit. Dukascopy Bank does not guarantee exchange rate of Dukascoins to EUR, and the price can decrease or increase according to customer demand.

Each deposit is considered as a separate contract. Two deposit amounts can’t be summed up without cancelling each other out. To obtain the guarantee that a deposit will be accepted by the Bank, any client may declare their intention in advance, request a letter of confirmation and clarify the terms and conditions with the Bank.

If a client requests to cancel a term deposit in Dukascoins before the maturity date, the client will be charged a penalty of 5% of the allocated amount in Dukascoins and will not be entitled to the EUR Reward for that particular deposit.

The Bank may manage and limit the maximum and minimum size, term and rate of the offered fiat reward at its own discretion and at any time. The Bank reserves the right to extend or stop its EUR Reward program at any time without affecting previously allocated deposits.

Public EUR Reward deposit registry

Dukascopy Bank offers public registry of EUR Reward deposits to provide clients an opportunity to check if their agreements to park Dukascoins in the Bank’s custody for reward are applied correctly. Those clients who cannot find their transaction codes in the registry below are invited to contact support desk by e-mail crypto@dukascopy.bank

To locate the reference Deposit code, please, open your Dukascopy Connect 911 messenger, press icon, call the chat-bot, choose "Open e-bank" option then enter your e-bank, go to "Dukascoins", choose "History" and locate the line with the deposit amount. You need the 8-symbol combination in the "Reference" column.

Codice del deposito Data della registrazione Data della scadenza
Btw4­DvfH Marzo 12, 2019 Marzo 12, 2020
vyqd­PKRB Marzo 12, 2019 Marzo 12, 2020
LW36­je3q Marzo 19, 2019 Marzo 19, 2020
eQtK­HaAH Marzo 20, 2019 Marzo 20, 2020
pWDM­ibgN Marzo 20, 2019 Marzo 20, 2020
daho­tZ9U Marzo 20, 2019 Marzo 20, 2020
ZEBQ­hlVf Marzo 21, 2019 Marzo 21, 2020
ZI2R­PsCN Marzo 22, 2019 Marzo 22, 2020
W3IL­­ZZmq Marzo 28, 2019 Marzo 28, 2020
Q2Xd­­JkcH Marzo 29, 2019 Marzo 29, 2020
RUqR­­BLti Marzo 29, 2019 Marzo 29, 2020
eng9­EtCN Aprile 1, 2019 Aprile 1, 2020
74IZ­Lr6R Aprile 1, 2019 Aprile 1, 2020
ByfU­v7GC Aprile 5, 2019 Aprile 5, 2020
OgBe­ftSq Aprile 11, 2019 Aprile 11, 2020
ueEO­OtDY Aprile 12, 2019 Aprile 12, 2020
dBfv­321r Aprile 17, 2019 Aprile 17, 2020
axtc­eohv Aprile 30, 2019 Aprile 30, 2020
6H7J­Z9nH Maggio 1, 2019 Maggio 1, 2020
GgRz­1x8l Maggio 15, 2019 Maggio 15, 2020
bqeu­OQ8o Maggio 15, 2019 Maggio 15, 2020
hOqy­Z6CF Maggio 20, 2019 Maggio 20, 2020
ntLs­PLao Maggio 22, 2019 Maggio 22, 2020
6ojR­5lwW Maggio 22, 2019 Maggio 22, 2020
5beK­b45Q Giugno 4, 2019 Giugno 4, 2020

INCOME GENERATING EXAMPLES FOR COIN AND FIAT REWARD DEPOSITS

Let's assume that the client is considering different investment options offered by different banks. As a rule, the annual rate of return for such an asset allocation is around 0.2-2 %. Reward programs offered by Dukascopy Bank through Dukascoin as intermediary vehicle may appear to be a way more attractive option. Use cases described below will help to compare income-generating programs available for Dukascopy Bank clients with other conventional forms of investments.

Please, bear in mind that Dukascopy Bank does not guarantee exchange rate of Dukascoins to EUR, and the price can decrease or increase according to customer demand.

USE CASE 1. One year Coin Reward deposit projected profitability in case if the exchange rate of Dukascoins remains unchanged at the expiration of the deposit term.

Let's assume that you have 1500 EUR and consider “moderate” return of Dukascoin Coin Reward Deposit for an amount of 2000 DUK+. In this case you can accumulate on your MCA account 1500 EUR and buy 2000 DUK+ on internal marketplace at the current exchange rate of 0.75 EUR per 1 Dukascoin. According to the current reward rate schedule your yearly income rate will be 50% (1000 DUK+). Thus, at the expiration of the deposit you will have 3000 DUK+. In case if the exchange rate of Dukascoin stays at the same level of 0.75 EUR per 1 Dukascoin you will be able to sell 3000 DUK+ at 0.75 and get back 2 250 EUR. As a result the yearly rate of return will be: 2250/1500 * 100 - 100 = 50%.

USE CASE 2. One year Coin Reward deposit projected profitability in case if the exchange rate of Dukascoins rises to 1 EUR per 1 Dukascoin at the expiration of the deposit term.

Let's assume that you have 5000 EUR and consider applying for the Dukascoin Coin Reward Deposit with the aim collect an impressive return of 5000 DUK+. In this case you will need to invest 3 750 EUR and buy 5000 DUK+ on the internal marketplace at the current exchange rate of 0.75 EUR per 1 Dukascoin. According to the current reward rate schedule your yearly income rate will be 80% (4000 DUK+). Thus, at the expiration of the deposit you will have 9000 DUK+. In case if the exchange rate of Dukascoin reaches 1 EUR per 1 Dukascoin you will be able to get back already 9 000 EUR by selling your coins. As a result the yearly rate of return will be: 9000/3750 * 100 - 100 = 140%.

USE CASE 3. One year Coin Reward deposit projected profitability in case if the exchange rate of Dukascoins rises to 2 EUR per 1 Dukascoin at the expiration of the deposit term.

Let's assume that you still have 5000 EUR and consider applying for the Dukascoin Coin Reward Deposit with the aim collect a return of 5000 DUK+. You will need to invest 3 750 EUR and buy 5000 DUK+ on the internal marketplace at the current exchange rate of 0.75 EUR per 1 Dukascoin. According to the current reward rate schedule your yearly income rate will be 80% (4000 DUK+). Thus, at the expiration of the deposit you will have 9000 DUK+. In case if the exchange rate of Dukascoin reaches 2 EUR per 1 Dukascoin and you decide to sell your 9000 DUK+ at 2 EUR per Dukascoin you will earn a substantial amount of 18 000 EUR. As a result the yearly rate of return will be: 18 000/3 750 * 100 - 100 = 380%.

USE CASE 4. One year Coin Reward deposit projected profitability in case if the exchange rate of Dukascoins is 5 EUR per 1 Dukascoin at the expiration of the deposit term.

Let's consider a case where you have 10 000 EUR and consider allocating those for a Coin Reward Deposit of 10 000 Dukascoins. In this case you will need to invest 7 500 EUR and buy 10 000 DUK+ on the internal marketplace at the current exchange rate of 0.75 EUR per 1 Dukascoin. This amount of investment yields an impressive 100% return (10 000 DUK+) according to the current reward rate schedule. In such a way your investment at the expiration of the deposit term will be worth 20 000 DUK+. Selling those at the new exchange rate of 5 EUR per Dukascoin you will bring you 100 000 EUR. As a result the yearly rate of return will be: 100 000/7 500 * 100 - 100 = 1233% !!!

Clients looking for a more conservative type of investment combining crypto and fiat income may be interested to consider another reward program offered by Dukascopy Bank – EUR Reward deposit. This program currently offers a reward of 0.5 EUR per every Dukascoin allocated on Dukascopy Bank custody.

Find below the performance of this option using the same amounts of planned investment from previous use cases.

USE CASE 5. One year EUR Reward deposit projected profitability in case if the exchange rate of Dukascoins remains unchanged during the term of deposit.

You decided to buy 2000 DUK+ and allocate this amount to a EUR Reward deposit. You will need 1500 EUR available on your MCA account to buy 2000 DUK+ on the internal marketplace at the rate of 0.75 EUR per 1 Dukascoin. The yearly income gained on a 2000 DUK+ deposit will be 1000 EUR. Thus, at the deposit expiration date you will your 2000 DUK+ returned back and a reward of 1000 EUR on top. If you decide to immediately sell the 2000 DUK+ coins and the exchange rate is the same as at the moment of purchase (i.e. 0.75 EUR per DUK+ you will get a total of 2500 EUR on your MCA account. The yearly rate of return will be 2500/1500 * 100 - 100 = 67%.

USE CASE 6. One year EUR Reward deposit projected profitability in case if the exchange rate of Dukascoins rises to 1 EUR per Dukascoin at the expiration of the deposit term.

Let's assume that you decided to invest 5000 DUK+ in the EUR Reward program. You will need 3750 EUR to be exchanged to Dukascoins at the current rate of 0.75 EUR per 1 Dukascoin. Thus, at the investment expiration date you will get back the 5000 DUK+ and a reward of 2500 EUR. In case you decide to sell 5000 DUK+ at the new exchange rate of 1 EUR per DUK+ your total assets will become 7500 EUR and the yearly rate of return will be 7500/3750 * 100 - 100 = 100%.

USE CASE 7. One year EUR Reward deposit projected profitability in case if the exchange rate of Dukascoins is 2 EUR per Dukascoin at the expiration of the deposit term.

Provided that the Dukascoin price rises to 2 EUR and all the other conditions remain identical to Use Case 6, the total yearly rate of return for 5000 DUK+ initially bought at 0.75 EUR per 1 DUK+ will be 12500 / 3750 * 100 - 100 = 233%.

USE CASE 8. One year EUR Reward deposit projected profitability in case if the exchange rate of Dukascoins becomes 5 EUR per Dukascoin at the expiration of the deposit term.

Let's consider a situation where you have 10 000 EUR and consider to allocate 10 000 Dukascoins for a EUR Reward deposit program. You will need to invest an amount of 7 500 EUR and buy 10 000 DUK+ on the internal marketplace at the current exchange rate of 0.75 EUR per 1 Dukascoin. The yearly income for this investment will be 5000 EUR. At the expiration date your assets consist in 10 000 of initial DUK+ coins and the reward of 5000 EUR. Selling these 10 000 DUK+ at 5 EUR per 1 Dukascoin will bring you 50 000 EUR. As a result, the yearly rate of return on the investment will be55 000 / 7 500 * 100 - 100 = 633% !!!

COMPARATIVE TABLE OF INCOME GENERATED BY REWARD PROGRAMS

Amount of DUK+ invested for 1 year EUR equivalent of the investment (exchange rate applied: 0.75) Exchange rate DUK+/EUR at deposit expiration COIN reward rate of return. nominated in EUR (%) EUR reward rate of return nominated in EUR (%)
2000 1500 0.75 50 67
5000 3750 1 140 100
5000 3750 2 380 233
10000 7500 5 1233 633