An MCA account is a new type of bank account offered by the Bank to all retail clients around the globe, with just a few geographical exclusions. MCA accounts promoted via the MCA promotional program include a welcoming bonus. MCA accounts are accessible both via web-site and the mobile app Dukascopy Connect 911 messenger. MCA accounts have IBAN numbers and allow access to user friendly, cheap, secure, mobile banking services including free instant payments, purchases on the Internet or in shops (contactless payments PayWave and PayPass will also be available ), withdrawal of cash at ATMs via Visa and MasterCard in several currencies, investments without leverage.

The MCA accounts service integrated into the Dukascopy Connect 911 messenger is a modern mobile communication application for both financial and social activities used by people worldwide. Dukascopy Connect 911 messenger was designed to compete with well-known applications such as WhatsApp, Viber and Telegram, with the uniqueness of being fully integrated with banking services such as instant payments, currency exchange, payment cards, bank transfers and other Banking facilities. Dukascopy Connect 911 messenger plays a key role in the 24/7 MCA account opening process.

An MCA account is a Swiss bank account designed for everybody around the globe, without minimum deposit amount requirements, closure or regular support fees and which can be opened online. Swiss banks are historically highly valued due to their stability and reliability.

Client deposits with the Bank are protected in the amount of CHF 100'000 per client. Deposit Protection is explained in details on the website (https://www.esisuisse.ch/en).